In addition to the personal information you choose to submit, our systems are set up to gather certain anonymous data to help us to better understand how the site are being used and how we can improve them. This automatically gathered data includes your computer's Internet Protocol ("IP") address, statistics about how visitors navigate through the site and information provided through the use of "cookies" (which is described in more detail below).
If you have indicated that you want to be contacted by third parties, we may use the information we collect to select which names to provide to a particular third party in order to present you with products and services that we believe will be of interest to you, but we will not disclose this type of information, other than your Contact Information (information that provides a means of contacting you), to any such third party.
We may use anonymous data automatically gathered by our servers so that we can understand how to make the site more convenient and useful to our audience. This information may also be shared among the site and used for similar purposes. In addition, we may share this information, in aggregate form, with our current and potential advertisers or marketing allies so they can try to present advertisements and content more effectively. We may also use aggregate information to share information with the public regarding products, services, content or tools that may of interest to them.
If we sell off a division, merge with another company or spin off a business, your information may be included in such a transaction. However if such a transaction occurs we will notify you of the event and give you an opportunity to respond.
Registration: The personal information you provide when
you become a registered user of one of the site is used primarily to help us
customize your online experience. This personal information may also be shared
among the site to make your use of the site more convenient by, for example,
limiting the number of times you have to register with us. Your e-mail address
serves as a unique identifier in our record system, and it is used together with
your password to prevent unauthorized access to any information you choose to
store on the site. The data you give us about your personal preferences and
demographics (e.g., your age, ZIP code, occupation or the like) may be used to
help us offer content, advertisements, products, and services that we believe
will be of interest to you. In addition, we may share this information, in
aggregate form, with our current and potential advertisers so that they can
present advertisements more effectively. If you forget your password for any
registered area of the site, we have an automated password recovery system,
which can be accessed by clicking on the "Forgot Password" link on the sign in
page. Customer Care does not have access to your password. Please note that we
do not knowingly accept or store any Personally Indentifiable Information about
any individual under the age of 13 under any circumstances. If we become aware
that Personally Indentifiable Information regarding an individual under the age
of 13 has been stored, we will promptly delete it from our records.
Tools: The site allow you to use many helpful tools, such as financial and home improvement calculators, real estate search tools and other tools most of which will not ask you to disclose any personal information. These tools are for your benefit, and the information you submit when you use them (typically impersonal data) is not disclosed to anyone or used for any purpose other than to provide you with the service you're seeking. However there are several online tools where we may ask your permission to use the personal information you enter in order to offer services, products or information that we believe may be of use to you or to merge such information into your profile registration. When using such tools you will always be given the opportunity to opt-out of sharing or storing such information.
User-Requested Services: You may choose to request products
or services of a more substantial or personal nature when using the site. For
example, you may apply for a loan, request our help in locating a remodeling
contractor, store your preferences for convenience in using the site or make an
online purchase. The information you provide when seeking these services may be
used in the following ways:
Solicited Information: You may occasionally see contests, surveys and other features of the site that ask you to provide us with personal information. When you choose to respond to these requests, the personal information you offer may be used for several purposes. These include the uses set out in the registration section above. They also include providing information to third parties as necessary for prize fulfillment and other aspects of any contest, sweepstakes, game or other promotion. If we are going to use your personal information for any other purpose, we will notify you of that purpose and give you a chance to opt-out before responding to our survey or participating in our contest, sweepstakes, game or other promotion. Any contest, sweepstakes, game or other promotion that is accessible through the Site is governed by specific rules. By entering any such contest, sweepstakes, game or other promotion, you will become subject to those rules. We urge you to read the applicable rules, which are linked from the particular contest, sweepstakes, game or other promotion.
User-Initiated Communication: Portions of the site enable you to send e-mail to us or to third parties (such as Real Estate Professionals) and to participate in public bulletin boards and discussion groups. All postings to public bulletin boards and discussion groups become our property. Whenever you choose to initiate these kinds of communication with us, or anyone else, you may expect to be contacted in return. Also, remember that our bulletin boards and discussion groups are open to the public, and therefore, your postings can be seen by anyone and are not protected by us or any other entity. Please use your own discretion when deciding what to post publicly and whom to contact. We reserve the right, in our sole discretion, to edit or delete inappropriate postings from our bulletin boards and discussion groups; provided, however, the reservation of this right shall not, under any circumstances, obligate us to conduct such editing or deletions.
Referrals: If you participate in any referral service we may offer, we will use the information you submit to determine which of our participating professional(s) may be able to serve your needs. We may then forward your name, Contact Information and other responses contained on our sign-up form to the selected professional(s), who may then contact you using that information. Any information you provide also may be used by us in accordance with the uses set out in the registration section, above. In some cases we may store these communications to home professionals or other third parties, but solely for the purpose of assisting the professional in tracking their communications.
Automatically Gathered Data: The information gathered automatically by our system-such as your computer's IP address, the kind of browser you're using, and a record of your navigation through our site-may be used by We so we can understand how to make our site convenient and useful to our audience. This information may also be shared among the site and used for similar purposes. In addition, we may share this information, in aggregate form, with our current and potential marketing allies and advertisers so they can know how to present their advertisements more effectively. When such data is aggregated, all Personally Indentifiable Information is eliminated.
You also have the ability to terminate e-mail correspondence from us at any time. You may be given the chance to opt-out of direct mailings and newsletters when you disclose your e-mail address to us. Further, you can reply to any of our mails and type "Unsubscribe" in the subject line or send an e-mail to Email with your request and we will promptly remove you from that particular e-mail service. To opt-out or request that we not use your information.
Whenever personal information about you is stored on our computers, that information is password-protected from unauthorized access or use. In addition, this information is kept only on servers that are located behind a firewall, which makes their contents inaccessible to outside users.
Since your Social Security and financial information is especially sensitive, we take special care to keep it secure. We will only transmit or ask for this information over secure Internet connections, using SSL (Secure Sockets Layer) encryption, the currently accepted standard for online security, and security keys. In addition, we require password authentication from any third parties you've authorized to receive this information. Finally, your Social Security number, credit card number and financial information are rarely stored on our servers, as most orders are processed by our marketing allies providing the service or product requested. While this means you may have to enter this information more than once, we believe the added security is worth the extra effort. In those instances where we store such data, we protect the data on secure servers and transmit the information using secure Internet connections.
Any company or individual, either directly or indirectly, who knowingly or unknowingly sends unsolicited email (spam) to any address associated with this domain, DomainName, has entered into a contract for services. Companies or individuals who send unsolicited email (aka spam) to this domain or any extension thereof are subject to a $200 per email review and processing fee by the site owner. Invoices are sent accordingly, with a Net of 15 days for payment receipt via email. The late fee for non-payment will be 18% APR.
In as much as unsolicited email consumes my resources in the way of time, communications bandwidth, and computer resources, and the company or individual that sends unsolicited email expects these resources to be used for their monetary gain, I have legal grounds to charge for use of these resources.
By sending this site spam at any time, you and/or your company accept this offer and payment terms. If you or your company do not wish to incur these charges, do not send this site spam.
The owner of this site retains the right to update, modify, or cancel this agreement at any time without any notice whatsoever. Offending individuals and companies: the site owner wishes to thank you for your business.